Refinancing

We offer a comprehensive and personalised service to refinance your property.

Refinancing, also known as remortgaging, is a common aspect of homeownership. It is important to understand that refinancing your mortgage involves more than just adjusting the interest rate on your existing loan. It requires you to settle your current mortgage and draw down a completely new one which will potentially offer more favourable terms.

You can either continue with your current lender or explore switching to a new one, depending on who offers the better package. Apart from reducing interest costs, there are various reasons why you may consider refinancing:

• Changes in your income level

• Changes in your circumstances due to illness or job loss

• Changes in expenses, like children moving out

• Need for a lump sum for home improvements or medical expenses

• Debt consolidation

• Receiving unexpected funds like a bonus or inheritance to make larger mortgage payments

If you're refinancing, our skilled team is ready to help you! Contact us to schedule your appointment.